Credit problems affect a large number of people in the UK. This figure is set to rise as the recession bites and more and more people are driven into credit and debt problems.

When lenders assess your suitability for a loan they will always want to know about your past credit history. If you have had problems in the past this could result in two outcomes:

1. You are refused a loan
2. The loan is granted at a much higher rate of interest or with other strings attached

Approaching a mainstream lender, such as a high street bank, is usually a bad idea in these circumstances as they have little flexibility and are unlikely to consider any circumstances outside of their narrow underwriting criteria.

With our bad credit unsecured loans we have much greater scope to help you as we deal with many different loan companies, some of which are specialist in helping people with credit problems.

Plus we have many years experience of assisting people just like you - whatever your circumstances or problem it is highly likely we have seen it all before. We do not make judgements about people, we just want to get them unsecured credit wherever possible.

Applying is easy - give us a call or complete our online unsecured loans enquiry form. There is no obligation to proceed if we cannot offer you a good deal. We look forward to hearing from you and to helping you.

If your problems are more debt related, and you are looking at options to get out of debt, please visit our associated site, IVA Debt Problem to see which course of action is best for you.