A new website has been launched dealing with a range of debt solutions at Debts 2 Go. Their aim is to make it easy for anyone struggling with debt to get out of debt once and for all. Once out of debt to stay out of debt permanently.

They have a number of products available to assist:

• Debt Management plans
• Debt consolidation loans
• IVAs

The total debt and number of creditors will decide which one is best for you. In other words which debt solution will save you the most money and get you debt free in the shortest amount of time.

All applicants are welcome and Debts 2 Go also offer free debt advice to help you get out of debt and stay out. Their simple online form will literally take you one minute to complete.

Debt problems are urgent because if left untackled the debt will usually grow. Take control of your own life by seeking out a debt solution that will leave you debt free and give you, and your family, a better future.

£1,460 billion - a staggeringly high number but that's the collective level of UK personal debt according to July's figures. Increased cost of living and the continuing effects of the credit crunch are cited as reasons for such a large level of personal debt.

And things are likely to get worse.....with a VAT increase on the horizon and large-scale job losses expected in the public sector following the latest budget. For many people debt problems need to be faced up to now before things get too late.

If you were to lose your job tomorrow how would you cope? Do you have any savings to fall back on to keep you going? If the worst were to happen how long could you keep paying the important bills (mortgage/rent, utilities) before it all gets too much?

Getting your finances in order is never a bad thing to do. Yes it might be difficult to face, particularly if you are struggling, but putting it off will only lead to more problems down the line. Making, and sticking to, a budget that you can afford will lead to a happier future, even if it means cutting back a little in the short term.

For professional debt advice get in touch with IVA Debt Problem who can help you restructure your debts and even write-off a large proportion of them. With their help even people struggling with debts in the tens of thousands of pounds can look forward to a brighter debt-free future.

If you prefer to take out a consolidation loan we can help you with that. Consolidating lots of smaller high-interest debts with a single lower-interest loan will lead to lower monthly repayments, making it easier to manage day-to-day.

A busy day of updating all of our websites with some interesting content, news and technical improvements.

Our debt calculator at IVA Debt Problem has been amended to include debt management, as well as IVAs and debt consolidation loans. Debt management can be your best option to get out of debt problems if you have debts of less than £10,000 or less than 3 creditors. Over this and an IVA tends to be a better option as it enables you to write off a larger portion of your debt.

The car loans blog has been updated with fresh articles relating to car loans, cars and motorsport. We are broadening the website from a dedicated car loan provider website to a more general car website that also provides car loans and finance. We are also looking into providing a car loan comparison service in the near future allowing visitors to compare car loans online and select the best deal for their circumstances.

We have started a new Word Press blog which will be used to deliver up-to-the-minute news and articles relating to our websites. The Word Press platform is actually capable of providing a fully featured website. We will be exploring all of the available features as we get used to it.

The Yes Business Loans blog continues to grow. Business loans are an increasing part of our finance business as banks criteria for acceptance remains very tight making it difficult to get business finance from a high street lender. That's where a broker has the edge, dealing with multiple lenders including specialist business loan providers.

The unsecured loan side of our business continues to attract visitors and applications. We have a number of avenues for unsecured lending giving us a very good chance of success with our unsecured loan apps. Give us a try if you are looking for an unsecured loan.

It is very easy to get lured into taking out new credit cards, store cards, credit agreements etc. and before you know it you have a number of small debts which add up to quite a sum. Often you take them out with the best intentions - making full repayment each month to avoid interest charges.

But it's not always easy to keep up the good work and you slip into making minimum repayments and the debts and monthly interest start to add up. The problem with this type of credit is that it usually attracts the highest interest rates, meaning that charges can quickly escalate.

If you have a number of small, high interest rate debts you could consider an unsecured debt consolidation loan. This is likely to be at a much lower interest rate and, if you take it out over a few years (say 5 or more) the monthly repayment should be much lower than servicing your existing debt.

Make sure you cancel and cut up all of your non-essential cards once they have been paid off to avoid future temptation. You could take a little extra cash with your consolidation loan which you can spend as you please.

For people with bigger debt problems there are other options which may be more appropriate such as an IVA or debt management. Our dedicated debt website, IVA Debt Problem, can help you with free debt advice and guide you down the right path.

With the recent election in the UK delivering a hung parliament, and now a right-left Con-Lib coalition, there is a lot of uncertainty about the direction in which the country is headed. The forthcoming emergency budget is unlikely to deliver much good news for anyone with likely tax rises and spending cuts.

On an indivdual level there is little you can do about government financial policy. However, you do have control over your own finances and now would be a good time to review them and get yourself on a good footing so that you can better cope with any financial bad news.

It is very likely that you know how much you earn each month, but do you know how much you spend and where the money is being spent? A good start to a financial review is to get out your past few months bank statements and analyze the transactions.

One-off fixed monthly transactions, such as a mortgage or rent, are easy to spot and keep track of. Other spending areas, such as grocery shopping, which occur several times a month and tend to be different amounts each time, might surprise you when you add up your total spend.

Breakdown each statement for the last 3 months (or 6 months if you have the time) and see where your money is going. Are there any obvious areas in which you could cut back and start saving money?

Think about whether you can impose (and stick to) a monthly budget for items such as shopping. If your monthly spend for shopping is working out at £325 per month, can you work within a budget of £300? Even if you cannot always stay within your monthly budget if you have a figure in mind to aim for it is likely you will start spending less.

You might even find transactions you didn't realise you were paying! Many people who do not check their statements each month don't spot rogue payments and can end up paying them for months.

Once you know exactly how much you are earning and spending hopefully the former exceeds the latter. If not you are likely to be on the slipper slope towards debt problems and all of the misery this can entail. If this is the case seek professional debt help as soon as possible before things get too bad.

If both figures are similar then cutting back a little on your spending will give you a little breathing space, or an opportunity to save/invest for the future.

If you find that you are paying out for lots of high interest borrowing, such as on credit cards, you can either change your card for a low interest one (or low interest balance transfer deal) or think about a debt consolidation loan.

Taking control of your finances will give you peace of mind and make planning for your future easier and more affordable.

Whilst demand for unsecured loans remains popular, one area in which there has been a decline in requests is debt consolidation. It appears that many people facing debt problems are finding other solutions rather than taking out another loan.

The opportunity to write off up to 70% of debt with a debt management program or IVA is becoming more popular as the many consumers with debt problems seek to get back on track.

However debt consolidation loans still have their place and can be a very effective means of helping people with debt problems. If you have a number of debts on credit cards with high interest rates, for instance, it is very likely your monthly repayments are high. If you are only making the minimum monthly repayments specified by the credit card company it is going to take you an awfully long time to clear your debt, and it will be near impossible if you continue to use your card.

In these circumstances a debt consolidation loan could be the answer. By consolidating your debts with a long-term loan you are likely to be paying a much lower rate of interest. The monthly repayments on the loan will be substantially lower than you are currently paying to service your debt. It may even be possible to take out a loan for a higher figure, to cover your debts and give you a little extra money to spend.

Providing you are able to meet the monthly repayments your debt is effectively cleared and you can make a fresh start. It is very important to make sure you get your finances in order having cleared your debts. Identify where savings can be made and work out a budget that means your outgoings don't exceed your incomings.

At Unsecured Credit we can offer you an unsecured debt consolidation loan. Taking into account your circumstances we look at a variety of lenders offering unsecured loans and find the best deal.

We have access to a mixture of traditional lenders and non-status lenders meaning that we should be able to find you a deal no matter what your circumstances. Getting a quote is quick and easy, free of charge and without obligation. Just give us a call or complete our online enquiry form.